Finance

The comprehensive Pillar guide to the most important financial metrics for SMEs—profitability, liquidity, stability, and cash flow—with all topics conveniently linked.

The EBITDA margin shows how profitable your core business is before interest, taxes, and depreciation. It is a key metric for assessing the operating profitability of your small or medium-sized business.

The EBIT margin shows operating profit before interest and taxes as a percentage of revenue—a realistic measure of your SME’s profitability.

The return on sales shows how much net profit remains for every franc of revenue—the simplest indicator of your SME’s overall profitability.

Return on equity (ROE) shows how much profit your company generates per franc of equity invested—the key metric for owners.

The cash ratio (Liquidity Ratio 1) indicates whether your cash and cash equivalents are sufficient to immediately settle short-term liabilities—the most stringent liquidity ratio.

The quick ratio measures your ability to pay your short-term obligations without taking inventory into account—it is the most commonly used liquidity ratio in practice.

The equity ratio shows how financially sound your company is—a key indicator of its resilience and creditworthiness.

Das Working Capital zeigt das in Ihrem laufenden Geschäft gebundene Kapital. Ein zentraler Indikator für finanzielle Stabilität und operative Effizienz.