Possible collateral for a loan from a bank

Banks assess creditworthiness and require various collaterals before they grant loans.

2014

• Last updated

2026

Possible collateral for a loan from a bank

Every bank checks the creditworthiness of an applicant before granting a loan. The bank is interested in the best possible, that is, stable, collateral.

Banks demand collateral

Banks check the creditworthiness of an applicant. Criteria include his education, career path, professional experience, market knowledge, trustworthiness and payment morals, as well as the family situation. The chosen legal form of the company also has an influence on the creditworthiness. If the bank does not already know the customer, it gathers more information.

Possible Collateral

There are many different collaterals for bank loans. These include:

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