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We provide insight and advice on business-related topics such as accounting practices and tax optimization. Our specialists share their experiences and solutions to financial and business challenges.

What is the AIA (Automatic Exchange of Information)?

The OECD's AIA program facilitates the global exchange of financial information to combat tax evasion. It obligates financial institutions to share data about foreign accounts with tax authorities.
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Affordability calculation when buying real estate

The affordability calculation ensures that buyers in Switzerland can sustain their real estate financing in the long term. It analyzes income, expenses, interest rates, and equity to prevent financial overburdening.
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Difference between tax evasion and tax fraud

Tax evasion and fraud threaten the public financial system by concealing assets or submitting false data. The consequences range from back payments to imprisonment, depending on the severity of the offense.
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The fire department replacement levy

In Switzerland, citizens who do not perform firefighting service must pay a firefighting replacement levy, which varies in amount by canton. Individuals aged 20-50 are generally obligated to perform firefighting service or, instead, pay a financial levy along with their taxes.
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Health insurance premiums: Saving tips for a healthy wallet

Switzerland is struggling with rising health insurance premiums due to increased healthcare costs. Saving tips such as comparing rates, reviewing insurance models, and adjusting the deductible can help reduce costs.
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Home office and taxes: What you need to know

Home office compensation is taxable if the employer provides a workplace; without a provided workplace, it is considered tax-free expense reimbursement. Business expenses such as room costs and travel expenses for the home office are tax-deductible under certain conditions.
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Direct vs. Indirect Amortization of Mortgages

In Switzerland, the acquisition of residential property is usually financed through a mortgage, with both direct and indirect amortization options available. These repayment methods differ in financial impacts and pension scheme integration.
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Early Retirement vs. Regular Retirement: What You Should Know

Early retirement in Switzerland means pension cuts, which vary depending on the pillar of provision and the duration of the advance withdrawal. With early retirement, you must carry out careful pension planning in order to minimize financial losses.
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Utilizable and transferable non-cash contributions

In Switzerland, corporations can be financed through cash contributions or contributions in kind, with the latter needing to meet certain requirements such as balance sheet eligibility. Contributions in kind require additional founding documents and checks, but can bring valuable assets into the company.
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