How much does it cost to outsource accounting?
Price overview for Swiss companies
The costs for external accounting vary greatly depending on the type of company and the complexity of your business activities. As a guide, you can expect the following approximate costs:
Self-employed and small businesses
Simple accounting services for self-employed people without employees typically start at CHF 100 to 300 per month. These basic packages usually include ongoing accounting with a manageable number of receipts.
SMEs with extended requirements
For small and medium-sized companies with payroll accounting and VAT obligations, prices tend to range from CHF 400 to 1,000 per month. The more complex the company structure, the higher the monthly costs.
The most important cost drivers
Number of business transactions
Every document, every invoice, and every transaction requires processing time. Companies with many daily bookings pay correspondingly more than those with few monthly transactions.
VAT accounting and method
The treatment of value added tax has a significant impact on the amount of work involved. Companies with a flat-rate tax have lower costs than those with effective VAT accounting, which requires detailed input tax records.
Payroll accounting and personnel administration
As soon as you employ staff, costs rise significantly. Payroll accounting, social security registrations, and personnel administration require specialist knowledge and regular processing.
Annual financial statements and tax returns
These annual tasks are often billed separately or are already included in higher monthly flat rates. The effort involved varies depending on the legal form and size of the company.
Consulting
Additional business consulting, tax optimization, or strategic discussions are usually billed by the hour and can increase the total cost.
Understanding pricing models
Flat rates for planning security
Many trustees offer monthly flat rates that cover all basic services. This allows you to plan your budget reliably without unexpected cost increases.
Hourly billing
For more complex or irregular requirements, hourly billing may be more cost-effective. Typical hourly rates range between CHF 80 and 150.
Hybrid models
Some providers combine basic flat rates with additional hourly rates for special services – a flexible solution for growing companies.
Avoid hidden costs
Software and system costs
Clarify whether license costs for accounting software are included in the price or are charged separately.
Communication
Frequent queries or poorly organized documents can lead to additional costs. Good preparation saves money.
Rework and corrections
Incomplete or incorrect documents increase the processing effort and thus the costs.
Money-saving tips for cost-conscious outsourcing
Organize documents digitally
Digital, well-organized documents significantly reduce the processing effort. Use scanner apps or cloud solutions.
Make clear agreements
Define in advance which services are included and which additional costs may arise.
Compare offers
Obtain several quotes and compare not only the prices but also the scope of services.
Long-term contracts
Some providers offer discounts for longer contract terms or annual prepayments.
Cost-benefit analysis
When evaluating costs, don't forget to factor in the time you save and the risk of errors you avoid. A professional accountant can often save you more money through tax optimisation than their services cost.
Price structure at Findea.ch
At Findea.ch, you pay a flat fixed amount, the amount of which depends on various factors, e.g.:
- Number of receipts per month
- VAT accounting (balance tax rate or effective)
- Payroll accounting / personnel administration
- Annual financial statements & tax returns
The fixed flat rate starts at CHF 145 per month (excl. VAT). You can calculate a non-binding quote here.
Conclusion on costs
For most Swiss companies, investing in professional accounting services is a predictable and economically sensible decision. By choosing the right provider and preparing well, you can optimize costs while benefiting from professional expertise.

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